Terms of Use for Nelnet Web Sites

Access to and use of Nelnet Web sites are subject to these terms and conditions and all applicable laws. Nelnet may revise these terms and conditions from time to time.

Communications With Us

Any information or communication, including but not limited to remarks, suggestions, ideas, questions, or comments, transmitted to Nelnet via this Web site or Internet electronic mail is the exclusive property of Nelnet and is not confidential. NELNET CANNOT GUARANTEE THE CONFIDENTIALITY OF TRANSMISSIONS OVER THE INTERNET, INCLUDING ANY TRANSMISSION OF PERSONAL INFORMATION BY YOU TO NELNET. Nelnet is entitled to use any information or communication submitted for any purpose without restriction (including but not limited to reproduction, publication, disclosure, broadcast, posting and compilation of such information or communication or developing products and services incorporating the same) or compensation to the person sending the submission. The person sending such submission acknowledges the originality of any submission communicated to Nelnet and accepts entire responsibility for its accuracy, appropriateness and legality (including without limitation compliance with any federal or state intellectual property statutes, regulations and common law rules). If you use our loan calculators, the estimates given may differ from the actual amounts. All interest rates and repayment matters are determined by you and your lender.

Warranty Disclaimer

Nelnet is not responsible for technical, hardware or software failures of any kind; lost or unavailable network connections; incomplete, garbled or delayed computer transmissions. Nelnet makes no warranty or guaranty that the contents of this Web site are error-free, or that this Web site will operate in a manner that is uninterrupted or error-free, or that this Web site is or will be maintained free of viruses or other harmful code. It is up to you to take any and all precautions to ensure that the information you access and use from this site or any hyperlinked Web site is free of such items as viruses, worms, trojan horses and other items of a destructive nature. Changes may be made to the contents and software at this Web site, and the products and services described within or offered on this Web site, at any time without notice. Nelnet strives to include accurate and up to date information on this Web site. ALL USERS AGREE, HOWEVER, THAT THIS SITE, ANY SERVICE OFFERED ON OR THROUGH THIS SITE, ANY Web SITE ACCESSED THROUGH THIS SITE, AND THE ENTIRE CONTENTS AND SOFTWARE OF THIS SITE AND SUCH OTHER SITE(S), ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND WHATSOEVER, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

LIMITATION OF LIABILITY

BY USING THIS Web SITE, YOU AGREE THAT NELNET, INC., AND ITS AFFILIATED COMPANIES, WILL NOT FOR ANY REASON OR CIRCUMSTANCE, AND REGARDLESS OF LEGAL THEORY, WHETHER IN TORT, CONTRACT, OR OTHERWISE, BE LIABLE TO YOU OR ANY OTHER PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, OR ANY OTHER DAMAGES, HOWEVER CAUSED, AND REGARDLESS OF CHARACTER, INCLUDING WITHOUT LIMITATION LOST PROFITS, LOST SAVINGS, LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF NELNET HAS BEEN ADVISED OF THE POSSIBILITY OF ANY SUCH DAMAGES. THE FOREGOING LIMITATION OF LIABILITY APPLIES, BY WAY OF EXAMPLE BUT WITHOUT LIMITATION, TO ANY DAMAGES ARISING OUT OF OR IN CONNECTION WITH (i) YOUR ACCESS TO, USE OF, OR INABILITY TO USE, THIS Web SITE (INCLUDING ANY SERVICE OFFERED ON OR THROUGH THIS Web SITE) OR ANY HYPERLINKED Web SITE, OR (ii) ANY ERRORS OR OMISSIONS IN THE CONTENT OF, OR PERFORMANCE OF THE SOFTWARE ON, THIS Web SITE (INCLUDING ANY SERVICE OFFERED ON OR THROUGH THIS Web SITE) OR ANY HYPERLINKED Web SITE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR OF CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO SUCH EXCLUSIONS MAY NOT APPLY TO YOU. HOWEVER, SUCH EXCLUSIONS SHALL BE ENFORCEABLE TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. Information on this site includes descriptions of products and services available only in the United States of America. These terms and conditions are governed by and interpreted pursuant to the laws of the State of Colorado, United States of America, notwithstanding any conflicts of laws principles, and venue shall rest exclusively in the courts situated in the State of Colorado, Denver County. If any part of these terms and conditions is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of the remaining terms and conditions.

Copyrights

This Site and all information, documentation, and other content (“Content”) posted in or on this Site are subject to copyright 1995-2007 Nelnet, Inc. and its affiliates. All rights reserved. Unless stated to the contrary, all Content is Nelnet’s or its affiliates’ property. The appearance of this Site, including icons and graphics, are Nelnet property. By making this Content available on this site, Nelnet is not waiving any proprietary rights (including copyrights or trademarks) in such Content, and is not transferring its rights to you or any third party. The Content is protected by U.S. and international copyright laws. You agree not to remove copyright or other notices from any Content you may get from this Site. You cannot sell, republish, or copy any content from this Site without the prior written consent of Nelnet except for your individual use. To the extent links are provided from this site to other Web sites, Nelnet does not endorse those sites.

Trademarks and Servicemarks

The product and service names and logos used on this Web Site are servicemarks/trademarks or registered servicemarks/trademarks of Nelnet or its affiliates. Nelnet, Nconcert, Ntrust, Ngenius, Nteract, Nservice, Nterchange and KWIKPAY are servicemarks of Nelnet, Inc. Other products, services, and company names mentioned on this Web site are the trademarks of their respective owners. Unauthorized use is prohibited.